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The Financial Risk of Commingling

When you mix your money with business funds or assets of another person; you are commingling funds. This is a violation of ethics no matter what profession you are in. Examples of commingled funds would include: A real estate agent that puts his client’s down payment in his or her personal bank account. A banker […]

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Maintaining Your Finances By Understanding A Closed Date

A closed date in the travel world is the last date an available service, such as a discounted hotel room or airline promotion ends. In the real estate world a closed date is the date you close on a home purchase, meaning the title is transferred to your name and you now own the home. […]

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Wholly Owned Subsidiaries

When a single holding company completely owns a business and that business operates with or without direction from the controlling entity; this is known as wholly owned subsidiaries. The controlling entity is typically categorized as the parent company of the business. There are several reasons why a wholly owned subsidiary is formed. For instance, corporations […]

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Unlimited Liability Company

Liability refers to the level of responsibility of a company’s owner or shareholders whether through capital or operations. When you think of liability in a company you may automatically think of Limited Liability Corporation or often referred to as an LLC. However, a company can also be established as an Unlimited Liability Corporation, or ULC. […]

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Ethical Investment

Ethical investment, also known as socially responsible investing (SRI); is a term that refers to an investment process that combines social and environmental factors when deciding upon investments that will achieve a competitive return. Essentially the company is seeking a financial return as well as making sure the investment is good for society. With ethical […]

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Recovering Depreciation Insurance

We’re all familiar with the concepts of depreciation and insurance, but depreciation insurance is something that many businesspeople are woefully ignorant of. Whether you’re concerned about getting the full value on the equipment insurance at your business or you want to maximize the value of your homeowner’s insurance, this is a concept everyone should be […]

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Megabus’ Marginal Cost Pricing Strategy

Have you ever wondered why the cost of airline tickets or bus fare is prone to change depending on when you buy your ticket or the date you are traveling? These businesses are usually operating on a marginal cost pricing strategy. One company that is practicing a marginal cost pricing strategy and succeeding is Megabus.com, […]

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Finding the Right Merchant Server For Your Business

The total amount of ecommerce retail sales in the United States was $54.8 billion in the second quarter of 2012 according to the U.S. Census Bureau. Ecommerce has fundamentally changed the way business is conducted all over the globe, but many ecommerce merchants are still fumbling around with poor merchant server software. Finding the right […]

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The JOBS Act and Private Equity Financing

On April 5, President Obama signed the Jumpstart Our Business Startups (JOBS Act) into law. The piece of legislation has many provisions that small businesses will find useful. The act promotes a strong pro-entrepreneurship agenda by making it much more simple for your company to remain private or, if the time is right, go public. […]

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The Break Even Point Calculation For SpaceX

SpaceX made one giant leap for commercial space travel on May 31 when their Dragon capsule returned to Earth after a momentous trip to the international space station. The trip was the first commercial space launch ever and the company has been commissioned by NASA to fly 12 similar missions for $1.6 billion. So far, […]

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